What is transaction monitoring?
Transaction monitoring evaluates payment and transfer activity for unusual patterns. Naiza supports full transaction monitoring, evaluating AML events with configured rules and combining alerts with counterparty screening, investigator cases, and SAR records.
| Control | What it watches | Where Naiza fits |
|---|---|---|
| AML screening | Names against watchlists at a moment | AML screening API returns match context for review |
| Ongoing monitoring | The same names when lists change | Automatic re-screening on watchlist updates |
| Transaction monitoring | Payments and transfers over time | Full transaction monitoring: AML rules, counterparty screening, CLEAR / ALERTED outcomes, investigation cases, and SAR reporting workflows |
Transaction monitoring vs AML screening vs ongoing monitoring
Name screening checks customers and counterparties against watchlists. Ongoing monitoring re-screens names when lists change. AML event monitoring evaluates activity against configured rules. Connect these controls to the same customer and investigation record.
Monitor and investigate with Naiza
Send payment and counterparty events to the Naiza AML API for rule evaluation. CLEAR and ALERTED statuses feed your application workflow. Investigators review the resulting alerts in dashboard cases and prepare SAR records from the case.
Connect monitoring to investigation
Retain event and screening identifiers on the customer and transfer records. Assign an investigator, review the timeline and match evidence, record the outcome, and prepare a SAR record from the case.
Frequently asked questions
Answers about screening, risk signals, and Naiza integration.
What is transaction monitoring in AML?
Transaction monitoring evaluates customer payment and transfer activity for suspicious behavior. Combine event rules with watchlist screening and investigation to review the customer and the activity together.
Does Naiza support full transaction monitoring?
Yes. Naiza supports full transaction monitoring: payment and counterparty event evaluation, configurable AML rules, CLEAR or ALERTED outcomes, investigation cases, and SAR reporting workflows. Fraud event decisions use ALLOW, REVIEW, or BLOCK.
How do I start with Naiza?
Instrument payment and transfer events, add counterparty screening where money leaves the platform, and store event and screening ids on the transfer record.