Account takeover
Evaluate login risk using customer, device, IP, session, and velocity context.
Fraud detection software for Saudi fintech
Real-time fraud detection for Saudi digital products
Naiza evaluates product events and returns ALLOW, REVIEW, or BLOCK outcomes for account takeover, payment fraud, card testing, abusive registrations, suspicious withdrawals, and other digital risk workflows.
How a fraud detection API works
Your server sends a business event with the identifiers and context available at decision time. Naiza evaluates configured rules and risk signals, returns a decision, and preserves the event trail for operations, feedback, and audit.
- 1
Send an event
Submit a login, payment, registration, withdrawal, or custom event.
- 2
Evaluate risk
Apply rules, device intelligence, enrichment, and customer context.
- 3
Act and learn
Allow, review, or block, then send confirmed outcomes back as feedback.
Fraud detection use cases
Payment fraud
Score transactions before fulfillment and route uncertain activity to review.
Card testing
Detect repeated low-value attempts and coordinated behavior across accounts or devices.
Abusive registrations
Identify automation, disposable identities, and multi-account patterns during signup.
Suspicious withdrawals
Apply policy and behavioral checks before funds leave the platform.
Fraud rings
Connect repeated identifiers and device behavior across related events and customers.
Explainable, reviewable decisions
Connect product decisions to risk operations
Naiza returns context that helps product and risk teams understand each result. Keep the event identifier, send investigation outcomes as feedback, and review rule impact before moving from observation to enforcement.
Fraud detection FAQ
Practical answers for product, engineering, fraud, and risk teams evaluating a real-time fraud prevention API.
Is Naiza fraud software hosted in Saudi Arabia?
Yes. Naiza is hosted in the Kingdom of Saudi Arabia. Event data used for fraud decisions is stored and processed in KSA. See the trust page for residency language and the limits of that claim.
What is a fraud detection API?
A fraud detection API evaluates an event such as a login, registration, payment, or withdrawal and returns a risk decision that the product can enforce or send to manual review.
What decisions does Naiza return?
Naiza supports ALLOW, REVIEW, and BLOCK outcomes. The response can also include risk context and triggered rules so product and operations teams can understand why a decision was made.
Which fraud use cases can Naiza support?
Common use cases include account takeover, payment fraud, card testing, abusive registrations, suspicious withdrawals, multi-account behavior, and coordinated fraud patterns.
Can teams test fraud rules before blocking users?
Yes. Teams can begin with observation or review-oriented workflows, measure rule outcomes, and move selected rules to enforcement after validating false-positive and operational impact.