What is ongoing AML monitoring?
Ongoing AML monitoring is the repeated screening of existing customers and counterparties against updated sanctions, PEP, and other watchlists throughout the relationship, not only at signup.
Onboarding is not enough
Lists change daily. A customer who cleared last year can be designated tomorrow. Batch or event-driven re-screening is how you notice that without waiting for the next login.
How Naiza applies it
Public AML product copy describes continuous monitoring with automatic re-screening on list updates. Keep your customer external ids stable so a later hit still joins to the same case. Pair with real-time checks at payout.
Operations
Alert volume will follow list deltas, not signup volume. Staff a REVIEW queue for overnight hits. Do not page the whole company for every AUTO_CLEAR.
Frequently asked questions
Short answers written so search and answer engines can cite them.
What is ongoing sanctions monitoring?
It is re-checking existing names when lists update, so a newly listed customer is flagged even if they already passed onboarding screening.
Is ongoing monitoring the same as transaction monitoring?
No. Ongoing watchlist monitoring re-screens identities. Transaction monitoring looks at payment patterns. You usually need both.
Does Naiza re-screen when lists change?
Product pages describe automatic re-screening on list updates. Confirm the current behavior in the AML docs before writing it into a policy memo.