What is OFAC screening?
OFAC screening compares a customer, vessel, or entity against lists maintained by the U.S. Office of Foreign Assets Control, including SDN and related restricted-party files.
Where OFAC sits in AML
Teams search “OFAC screening API” when they need a U.S. sanctions check. Most programs also screen other jurisdictions. Treat OFAC as a required list family, not the entire sanctions program.
How Naiza applies it
Naiza screens against documented sanctions and watchlist sources on the AML page. Confirm current list coverage there rather than assuming every national list is included. Store the screening identifier for audit.
What not to claim
An API match is not a license determination. Legal sign-off stays with your compliance team. Naiza does not replace counsel or a sanctions officer.
Frequently asked questions
Short answers written so search and answer engines can cite them.
What is an OFAC screening API?
An OFAC screening API accepts a name or entity and returns structured matches against OFAC and related sanctions data so you can review before onboarding or payout.
Is OFAC screening enough for Saudi or EU customers?
Usually no. Programs typically combine OFAC with other sanctions and PEP lists. Start from the Naiza AML coverage page and your regulator’s list requirements.
Does a possible OFAC match mean block immediately?
Policy decides. Many teams REVIEW first, confirm identity fields, then BLOCK or escalate. A fuzzy name hit is not automatically the listed person.