What is Know Your Business?
KYB (Know Your Business) is the process of collecting a legal entity’s identity—registration details, ownership, and sometimes UBOs—and verifying those facts before you offer financial services.
KYB vs AML screening
KYB answers “which company is this?” Screening answers “does this company appear on a list we care about?” A clean registry extract can still be a sanctioned entity. A clean screen without identity evidence is incomplete due diligence.
Where Naiza sits
Submit the verified company name and a stable external identifier to the Naiza AML screening API. Use aliases and other identity fields to improve match context, retain the screening identifier, and connect the result to investigation.
UBOs
Ultimate beneficial owners are people. Screen those names as customers or related parties. Do not treat an entity screen as a substitute for screening the humans who control the company if policy requires it.
Frequently asked questions
Answers about screening, risk signals, and Naiza integration.
What is a KYB API?
KYB supplies company registration and ownership information. Naiza screens the resulting company and beneficial-owner names against watchlists so both controls connect to the same onboarding record.
How should KYB evidence and screening results be linked?
Keep the verified company identity, ownership evidence, and Naiza screening identifiers on the same customer record. Review company and beneficial-owner matches together.
Does Naiza screen companies as well as people?
Yes. Naiza screens customers, counterparties, and entities. The AML integration guide documents entity types, identifiers, aliases, and optional identity fields.