What is customer due diligence?
Customer due diligence (CDD) is the set of steps a firm takes to identify a customer, understand their risk, screen them against relevant lists, and keep that assessment updated for as long as the relationship lasts.
What CDD usually includes
Identify the customer, verify identity to your policy, screen for sanctions and PEPs, record the risk rating, and define when you will refresh the file. For companies, CDD often extends to beneficial owners—not only the legal entity name.
How screening fits CDD
Naiza returns structured match evidence and a screening identifier for the customer record. Investigators can connect the result to events and dashboard cases to review onboarding and later activity.
CDD vs enhanced due diligence
Standard CDD establishes the customer identity and risk profile. Enhanced due diligence adds source-of-funds information, additional evidence, and approvals for higher-risk customers. Screening results help route each review.
Frequently asked questions
Answers about screening, risk signals, and Naiza integration.
What is CDD in AML?
CDD is customer due diligence: identify the customer, assess risk, screen relevant lists, and monitor the relationship over time.
What controls make up a CDD workflow?
Combine identity evidence, a customer risk rating, watchlist screening, ongoing monitoring, and a documented review trail. Naiza supplies screening, event context, and investigator workflows for those controls.
How does a CDD workflow use Naiza?
Call AML screening during onboarding, persist the screening id, send later product events for fraud decisions, and re-screen when your policy requires a refresh.