Naiza | Fraud Detection and AML APIs in Saudi Arabia

Fraud detection and AML APIs hosted in Saudi Arabia

One platform for real-time ALLOW / REVIEW / BLOCK fraud decisions and watchlist screening. Rules, device signals, and AML match context—built for Saudi digital products.

Request a Demo View Docs

Fraud detection API

Real-time risk decisions for logins, payments, registrations, and withdrawals.

AML screening API

Sanctions, PEP, watchlist, entity, and counterparty screening workflows.

Trust and data residency

How Naiza describes KSA hosting, encryption, access control, and what we do not claim.

API documentation

Guides and API reference for fraud events and AML screening, including request examples.

Hosted in the Kingdom of Saudi Arabia

Data residency rules for companies operating in KSA expect data to stay in the Kingdom. Naiza stores and processes product data in Saudi Arabia so teams can design for local residency.

Saudi data residency

Event, customer, and screening data used by the product is stored and processed in Saudi Arabia. The trust page states this in procurement language.

Regional decisioning

Saudi-hosted infrastructure keeps fraud and AML API calls inside the Kingdom instead of routing them to a distant region.

Designed for Saudi programs

The platform is designed to help teams implement PDPL-oriented residency and access controls. It is not a certification or a legal determination.

Trust and data residency

Real-Time Decisions

ALLOW / REVIEW / BLOCK responses for the events you send. Synchronous and asynchronous processing modes for product and operations workflows.

events.ts

// Evaluate an event in real time
const response = await fetch(
  "https://api.naiza.ai/api/v1/events",
  {
    method: "POST",
    headers: {
      "x-api-key": "sk_live_•••",
      "Content-Type": "application/json",
    },
    body: JSON.stringify({
      event_type: "payment",
      customer: { id: "cus_8Xk2mP" },
      amount: 2499.00,
      currency: "SAR",
    }),
  }
);

const { decision, risk_score } = await response.json();
// decision: "ALLOW" | "BLOCK" | "REVIEW"
// risk_score: 0–100

Flexible Rule Engine

Custom rules with expression-based logic. Priority ordering, cumulative scoring, and enable/disable without deployment.

rules.json

// Example rule configuration
{
  "name": "high_velocity_login",
  "expression": "event.count('login', '5m') > 10",
  "action": "BLOCK",
  "priority": 1,
  "enabled": true,
  "score": 40
}

// Another rule — cumulative scoring
{
  "name": "new_device_new_country",
  "expression": "device.is_new && geo.country != customer.country",
  "action": "SCORE",
  "priority": 5,
  "score": 30
}

Device Intelligence

Fingerprinting, multi-account detection, and fraud ring identification. Track devices across sessions with per-device risk scoring.

device.json

// Device intelligence response
{
  "deviceId": "dev_q9r2kLm",
  "fingerprint": "fp_a1b2c3d4",
  "firstSeen": "2025-11-02T08:12:00Z",
  "accountsLinked": 4,
  "riskStatus": "suspicious",
  "riskScore": 72,
  "flags": [
    "multi_account",
    "location_mismatch"
  ]
}

How It Works

Four simple steps to protect your application from fraud

Register

Create your Naiza account to get started with fraud detection for your application.

Create Your Tenant

Set up your organization workspace. Configure your API keys, rules, and team members.

Activate Your Plan

Choose and activate a plan that fits your needs. Contact us to get started with early access.

Integrate

Send events to Naiza's API and get instant ALLOW / BLOCK / REVIEW decisions for your application.

Plans are launching soon. Contact us to get early access.

Built for Developers

RESTful API, comprehensive documentation, and simple authentication

curl -X POST https://api.naiza.ai/api/v1/events \
  -H "x-api-key: YOUR_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{
    "eventName": "user.login",
    "eventCategory": "AUTHENTICATION",
    "customer": {
      "email": "user@example.com"
    },
    "ip": "203.0.113.42",
    "device": {
      "fingerprint": "fp_a1b2c3d4"
    }
  }'

RESTful JSON API

Clean, predictable endpoints with consistent request/response patterns

Simple Authentication

API key authentication via x-api-key header—no complex OAuth flows

Comprehensive Docs

Full API reference with examples in curl, Node.js, and Python

What is Naiza?

Short answers for teams comparing fraud detection APIs and AML screening APIs.

What is Naiza?

Naiza is an API-first fraud prevention and AML screening platform. It evaluates product events, returns ALLOW, REVIEW, or BLOCK decisions, and screens customers and counterparties against watchlists.

What does the Naiza fraud detection API do?

Your server sends an event such as a login, payment, or registration. Naiza applies rules and risk signals and returns a decision your product can enforce or send to review.

Does Naiza include an AML screening API?

Yes. Naiza can screen individuals and entities against sanctions, PEP, and other watchlists, then return structured match context for a documented review workflow.

Is Naiza hosted in Saudi Arabia?

Yes. Naiza stores and processes product data in the Kingdom of Saudi Arabia. See the trust page for residency, encryption, and the limits of that claim.

Who builds Naiza?

Naiza is built by Limaz. Public product facts, pricing posture, and source coverage are only those stated on naiza.ai pages.

Start Protecting Your Application Today

Plans are launching soon. Request a demo to see how Naiza fits your use case—no commitment required.

Request a Demo